When the small stuff adds up to something big

Not sure if you should buy that second coffee of the day?  Something that helps a lot of people is to calculate how much small, frequent purchases add up to in a year.  So here’s a quick list to get you pondering:

Cup of coffee @ $2.50 x 5 days a week = $650 / year

Lunch  @ $8.50 x 3 days a week = $1,326 / year

Newspaper  @ $1.25 x 6 days a week = $390 / year

I’m not saying you should stop buying these things altogether, but you can see where cutting back on say, a couple of coffees a week can leave you a good chunk of change for other things.

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