Archive for the ‘Money’ Category

Kids and holiday gift expectations in tough economic times

Saw this report on CNN about preparing kids for a leaner Christmas in the wake of the current economic conditions.  It’s so important to make sure their expectations are in line with the family budget.  And kids will get it when you sit down and explain things to them - as it says in the [...]

Happier holiday finances the Saving SANTA way - Part 5

5. Acknowledge – Take time this holiday season to acknowledge those important people in your life. Encourage your kids to write them a letter, poem or story to acknowledge those important people in their life and why they are part of it. What a great gift! Consider the thought and heart that [...]

Happier holiday finances the Saving SANTA way - Part 4

4. Time - ever heard the expression that “Time is Money”? Save Santa and the spirit of the holiday season this year by giving time to your family and others rather than buying the traditional gift of a Christmas candle or figurine. How many of you have received these small gift items and [...]

Happier holiday finances the Saving SANTA way - Part 3

3. Needs vs. Wants - help your child understand the difference between needs and wants. Retailers and marketers “sell” to our wants and feed on our emotions to capture our purchasing dollar. Children are easy targets for mass media advertising and the temper tantrum at the store check out counter is not an unfamiliar [...]

Happier holiday finances the Saving SANTA way - Part 2

2. Activate Abundance – the spirit of Santa or the holiday season is about sharing what we have with others. Helping your child understand that receiving “what is” or whatever they get with gratitude, is the key to creating abundance in their lives. When we feel abundant and grateful for what we have, we [...]

Happier holiday finances the Saving SANTA way - Part 1

1. Spend Wisely - Don’t buy knick knacks and “on volume” just to fill the space under the tree. These things clutter the house and become “Cash in the Trash” very quickly. Pick one major gift for your child that is a lasting and more memorable item. This will serve in teaching your [...]

One mom’s top ten list of free things to do

If the economic crisis is getting you down, blogger, photographer, and mom, Heather Ives has posted her list of ten favourite things to do that are free. I really liked this one in particular - something I’d never thought of before:
3. If you still must have a massage. Train your kids in the practice. [...]

Tool for identifying your life goals

Living well, but spending less is all about knowing what’s most important to you. What are your priorities? What do you really want? What have you been doing to get it?
Many of us dream of traveling, owning a home, and retiring early, yet we put our money towards everything but. We eat out, we fritter [...]

Happier holiday finances with the Saving SANTA strategy

As a parent, do you cringe when the mass media advertising hits the airwaves in November and your children start to chant, “Mom! Dad! Come see what’s on TV! That’s what I want for Christmas!”?
Well Christmas doesn’t have to be stressful for you or your pocket book if you teach your kids [...]

Learning money skills from your parents after the fact

It’s never too late to learn from our parents and grandparents when it comes to money matters.  The idea hit me while reading the article 13 ways to live well on less (great titles think alike!) and several of the money experts said they were just doing what their grandmothers did.
It’s not that our parents [...]